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Electronic Payment Services Company  - http://www.eps.com.hk/  Consortium of major banks in Hong Kong dedicated to the use of electronic fund transfers to reduce cash and cheque transactions.  Canadian Payments Association  - http://www.cdnpay.ca/  Contains the rules used by Canadian deposit-taking financial institutions for clearing cheques and for electronic payments.  Association for Payment Clearing Services  - http://www.apacs.org.uk/  Information about UK money transmission, payments and clearings.  Clearing House Inter-Bank Payments System  - http://www.chips.org/  A subsidiary of the New York Clearing House, CHIPS is a bank-owned competitor to FedWire.  Australian Payments Clearing Association  - http://www.apca.com.au/  APCA manages Australian payments clearing and settlement systems, policies, regulations and procedures.  Swiss Euro Clearing Bank  - http://www.secb.de/  Connects euroSIC, the clearing system for payments in Euro in Switzerland, to TARGET.  Swiss Interbank Clearing  - http://www.sic.ch/  The central CHF payment system.  Committee on Payment and Settlement Systems  - http://www.bis.org/cpss/  The secretariat of the CPSS at the BIS.  Electronic Payments Network  - http://www.epaynetwork.com/  Private Automated Clearing House Operator owned and governed by financial institutions that provides processing services for all types of financial institutions.  SWIFT  - http://www.swift.com/  Society for Worldwide Interbank Financial Telecommunication supplies secure messaging services and interface software to wholesale financial entities.  European Payments Council  - http://www.europeanpaymentscouncil.org/  Working towards a single payment area in the EU or in the eurozone.  South Africa - Payments Association of South Africa  - http://www.pasa.org.za/  Providing a safe and sound payment system to the whole South African banking community.